About Us

Our Story

e-Barcs Microfinance Bank Limited (initially known as e-Barclays Microfinance Bank Ltd) commenced microfinance banking business in August, 2008 with a unit license. The Bank’s statutory obligation to the micro, small and medium scale enterprises (MSME’s) subsector of the economy is to accept and provide credit facilities to meet their unattended financial needs caused by their exclusion by major players in the financial services industry. We strive to customize our products and services to target the poor but economically active to drive their inclusion into the financial ecosystem.

We maintain presence in the major markets within Abuja and environs from where serve customers in Wuse, Gwagwa, Karimo, Jiwa, Dei Dei, Jabi, Utako, Kubwa, Dutse, Apo areas while leveraging on our digital platforms to engage our customers from any location.

Over the years, we have grown from a unit microfinance bank with one branch to a state microfinance bank with nine (9) branches and limitless virtual reach via deployment of digital solutions.

e-Barcs © 2024


To position e-Barcs Microfinance Bank Limited as leaders in innovative and qualitative financial services.


To secure and grow a profitable microfinance, retail & commercial customer base, through effective marketing, provision of quality services and unique bank products.


  • Accessibility - Electronic and physical
  • Value Creation - For shareholders, customers and employees
  • Integrity - In business affairs and as part of society
  • Commitment - To customers' financial affairs
  • Expertise - Through high standards of quality and professionalism

At e-Barcs Microfinance Bank, we take your privacy and security important and only process your personal information to make your banking experience better in accordance with Nigeria Data Protection Regulation (NDPR) and other related regulations, continuing to use this platform indicates your consent to the processing of your personal data by e-Barcs and its partners as detailed in our Privacy Policy.